Trade Credit Insurance for Business:

Trade Credit Insurance protects a business’s largest asset, their accounts receivable, from their customer’s financial inability to pay or bankruptcy.

Insured Receivables Allow A Company To:

  • Safely expand sales

  • Enter new markets and insure products knowledgably

  • Access industry and country risk specialists

  • Mitigate bad debts

  • Strengthen lending relationship via enhanced collateral

  • Augment existing credit practices

 

Trade Credit Insurance is unique in that it not only covers actual out of pocket losses but also a portion of profit, makes a company more profitable through higher sales and bringing on new customers they might not have without protection, and saves a company money by minimizing bad debt.

Banking Benefits

- Without TCI - With TCI
- $3,000,000 - Eligible A/R - $4,000,000
- 80% US / 0% export - Advance rate - 90% domestic / 75% export
- $2,400,000 - Maximum availability - $3,350,000
- $0 - Additional availability monthly - $950,000
- $0 - Additional availability annually - $5,750,000