Trade Credit Insurance for Lenders:

Lenders and borrowers have shared goals: maximize revenue and minimize risk. Sometimes these goals can conflict with one another.

Trade Credit Insurance, can help to overcome obstacles such as:

• Not allowing export receivables to be included in borrowing base

• Removing concentration risks to allow lenders to include in the borrowing base

• Excluding customized inventory

Transferring the risk of these obstacles creates a win-win situation. The lender keeps their customer happy, removing reasons for a customer to shop banks and the business increases cash flow needed to support future growth.

For a company with annual revenue of $25m (25% export) with monthly A/R of $4m this is an example of banking benefits